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How To Buy A Foreclosed Home In Nj. Buying a foreclosure in nj is a complex process with the potential for buyers to make costly mistakes. In new jersey, the primary method of mortgage foreclosure is judicial.
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In new jersey, the primary method of mortgage foreclosure is judicial. Because of this, it could take eight (8) months or more from the time a property owner receives a notice of default until the property is sold at a public foreclosure auction sale. Each of these adjournment shall be for not more than 14 days.
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Buying a foreclosure in nj is a complex process with the potential for buyers to make costly mistakes. In new jersey, the primary method of mortgage foreclosure is judicial. Most counties throughout new jersey hold public auctions on lender foreclosed homes at sheriff sales. Since new jersey is a judicial foreclosure state, when a bank, credit union, or other lender wants to foreclose on a home they have to file a lawsuit against the homeowner first.
