How Long After Chapter 7 To Buy A House at Buying

How Long After Chapter 7 To Buy A House. Fannie mae does not permit lenders to issue mortgages to applicants that have had a chapter 7 discharge within the last four years. If you filed a chapter 7 or chapter 11 bankruptcy, you must wait four years from the discharge or dismissal date of the bankruptcy.

You will need to wait at least 4 days after court discharges to qualify you for a regular loan. You are eligible for an fha loan after chapter 7 two years after discharge (the court order that releases you from liability for the debts included in the bankruptcy). Though it's possible to apply for a car loan after your chapter 7 discharge, that could take awhile:

The waiting period to buy a house depends on whether you filed chapter 7 or chapter 13 bankruptcy, and the type of loan you seek. The waiting period to buy a house depends on whether you filed chapter 7 or chapter 13 bankruptcy, and the type of loan you seek. How soon can i buy a house after chapter 7 discharge? If you have gone through chapter 7 bankruptcy, you will have to wait at least 4 years after the court discharges or dismissal your bankruptcy to be eligible for the conventional loan.